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Editing 40d Talk:Dwarven economy

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:It works just the same as in the Real Life. As opposed to the economy of the old, when coins were units of precious metals, with real actual value attached to them, currently all money is created as a credit from the central bank (which is paid by taking a new credit). Dwarves get credit from you for work they do, and you can pay it back by providing them with goods other dwarves produced (for another credit). For coins, you must mint actual metal. For going into infinite debt, you don't need anything, and you can never run out of it (gold bars go down to zero, debt goes to minus infinity). But without inflation, it doesn't really hurt in the long run like it does in the Real Life.
 
:It works just the same as in the Real Life. As opposed to the economy of the old, when coins were units of precious metals, with real actual value attached to them, currently all money is created as a credit from the central bank (which is paid by taking a new credit). Dwarves get credit from you for work they do, and you can pay it back by providing them with goods other dwarves produced (for another credit). For coins, you must mint actual metal. For going into infinite debt, you don't need anything, and you can never run out of it (gold bars go down to zero, debt goes to minus infinity). But without inflation, it doesn't really hurt in the long run like it does in the Real Life.
 
:I would personally like to see coins better implemented, i just like the idea of coffers full of gold and actually having a hoard to protect.  Maybe each dwarf can have a 'Moneybag', which is like a quiver or waterskin, but for coins.  They'll carry around in it their 'spending limit' for shops, the rest of their money being locked up in their coffer, if they have one, or maybe at a bank; a bigger personal hoard means more happy thoughts!.  Other than those direct purchases, all earnings/expenditures is totaled up over a month, season, or year and the net result is transferred by the Tax Collector, who meets with each dwarf and gives (or takes) the appropriate amount of gold.  The money owned by the government(controlled by you) is stored in either The Bank or The Hoard.  The Bank is for day-to-day activities and exchanges; The Hoard being a designated area where goods are taken out of the economy.  Weapons are in racks, armor on stands, furniture and crafts displayed; but most important of all are the piles of coins and gems!  Active traps and proximity to magma and water help too.  The size and value of The Hoard has a significant impact on fortress wealth, and increasing it is a common Noble Demand; a big hoard makes ALL of your Dwarves happier and vice versa.
 
  
 
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